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Coronavirus: What Should You Do If Your Wedding Could Be Cancelled?

Media Article on The Independent websiteClick here to Reed the full article

It’s worth spending a bit of time now looking at the contracts with the venue or with the supplier,’ insurance company co-founder advises

The outbreak of coronavirus, which has so far resulted in more than 125,000 cases across the globe, is having an ever-increasing impact on people’s daily lives.

While retailers ration sales of specific products in a bid to combat panic-buying and marathons are postponed, the full impact of the spread of the virus currently remains unclear.

As we approach spring, those who have organised weddings in the coming months will undoubtedly be feeling uncertain as to whether their nuptials will be able to go ahead, whether they are taking place in the UK or abroad….One of the reasons why a wedding may not go ahead may be over the fear of infection being spread at a large gathering, particularly if guests and family members are travelling from abroad to attend However, another reason could be down to insurance….

Liz Taylor, CEO of event planning company The Taylor Lynn Corporation, told The Independent that it may be “impossible to secure insurance for what comes under a force majeure clause; which is where coronavirus fits in insurance terms”.

Legal website Lexology outlines the definition of force majeure, stating: “In contract law, force majeure refers to exceptional events which prevent or hinder the performance of an obligation.”

“This is when one of the reasons that an event cannot go ahead is due to circumstances beyond anyone’s control,” Taylor said.

“There are no reimbursement for deposits paid on venues and no insurance cover to protect against this.”